Fail Safe · a real Gilbert Insurance Group strategy

Fail Safe

Managing subcontractor risk shouldn't depend on a spreadsheet and someone remembering to follow up.

Subcontractor agreements
Insurance requirements
Certificates of insurance
Additional insured requirements
Waiver of subrogation
Primary / non-contributory provisions
Mid-term policy changes
Compliance status
Documentation on file

Every one of those items changes over time — policies renew, endorsements lapse, crews get added mid-project. Fail Safe treats risk transfer as an ongoing process instead of a one-time collection of paperwork.

Conceptual workflow

Desert Ridge Construction — active project roster

A demonstration of how the administrative side could run. Statuses and companies below are fictional.

Copper Ridge Electrical

Electrical · Certificate received · additional insured endorsement missing

ACTION NEEDED

Saguaro Framing Co.

Framing · Certificate, additional insured and waiver of subrogation on file

COMPLIANT

Mesa Mechanical

HVAC · General liability policy expires in 18 days

EXPIRING SOON

Ironwood Concrete

Concrete · All contractual requirements documented

COMPLIANT

Fail Safe is a real Gilbert Insurance Group strategy. The automated document request, timeline and status changes shown here are a conceptual future-state experience — no compliance or coverage determination is being made.

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